Vince Gaetano

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Voted Canada's Mortgage Broker of the Year in 2008, Vince has worked in the mortgage industry since 1989.

In his early years, Vince worked with two major banks managing their mortgage portfolios and developing new mortgage products. Later in his career Vince assisted in building one of Canada's largest mortgage broker companies.

Vince is the resident mortgage expert on the popular weekly television show "Hot Property" and has been interviewed on CTV's The National and CBC NewsWorld. He has been regularly quoted in the Globe and Mail and National Post on mortgage related topics and has assisted in home buying features for Money Sense magazine and Readers Digest.

Vince and his team are available to assist you with your personal mortgage needs and can be reached at 416.544.5115 or via email at Vinceg@MonsterMortgage.ca

Recent Articles

Mortgage Penalties Put Canadians in the Box

Mortgage Penalties Put Canadians in the Box

4
Jun

Posted by: Vince Gaetano

How one client thought they received a great rate from the bank - then spent $20,000.00 in penalties

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Bridge Financing In Canada - The 'Abridged' Version

28
Mar

Posted by: Vince Gaetano

You’ve bought your dream home and listed your current one, but it’s not selling… now what??

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Getting To Zero On Your Mortgage Before Your Neighbour Does

12
Feb

Posted by: Vince Gaetano

Addressing The Most Common Questions On How To "Get to Zero" On Your Mortgage

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Get The Scoop On Collateral Mortgages

Get The Scoop On Collateral Mortgages

7
Feb

Posted by: Vince Gaetano

What Your Bank Won't Tell You About Collateral Mortgages

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The Case of Good Debt V. Bad Debt

5
Feb

Posted by: Vince Gaetano

It's All Just Debt After All...Or Is It?

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Genworth Canada: Meaning of Home Contest

29
Jan

Posted by: Vince Gaetano

Congratulations to the Winner of the Sixth Annual Meaning of Home Contest

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Looking for Trusted Mortgage Advice? Don’t Go to Your Bank!

10
Jan

Posted by: Vince Gaetano

Why the Terms and Conditions of Your Mortgage Are Even More Important Than Your Mortgage Rate

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Consolidating Your Debt Is Easy and Can Save You Thousands of Dollars

9
Jan

Posted by: Vince Gaetano

Eliminating Your Holiday Debt Can Be the Best Present You Give Yourself This Year

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Feeling The Winter Chill? Heat Up with CP24's Hot Property!

6
Dec

Posted by: Vince Gaetano

Considering A Cash Back Mortgage? Learn More About Cash Back Mortgages Before Signing On The Dotted Line!

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Is Financial Literacy Out of Reach for Canadians?

13
Nov

Posted by: Vince Gaetano

Is Financial Literacy Eluding Canadians' Grasp?

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Housing Market Update

5
Oct

Posted by: Vince Gaetano

Financial Post - New Mortgage Rules Impacts Canada's Housing Market

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How Can The New Mortgage Rules Can Help You Save Thousands?

25
Jul

Posted by: Vince Gaetano

Learn How The Recent Mortgage Rule Changes Can Help You Save Tens of Thousands of Dollars Off of Your Mortgage!

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Back To Where We Started - New Canadian Mortgage Rules

13
Jul

Posted by: Vince Gaetano

New Canadian Mortgage Rules Changes to Benefit Consumers

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The Mortgage Rules In Canada Have Changed!

21
Jun

Posted by: Vince Gaetano

Canadian Mortgage Rules Have Changed The Market; Are You Prepared?

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BMO Mortgage Rate War Validates MonsterMortgage.ca 10 Year Strategy

8
Mar

Posted by: Vince Gaetano

Bank Of Montreal Spurs Another Rate Change - This Time To 10 Year Product...What Do You Need To Know?

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Don’t be fooled by low 5 year fixed mortgage rates!

13
Jan

Posted by: Vince Gaetano

Understand the facts BMO won’t tell you about their 5 year fixed rate at 2.99%

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The Mix N Fix Plan

The Mix N Fix Plan

6
Dec

Posted by: Vince Gaetano

Debating Between Fixed Rate and Variable Rate? Look Inside!

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Get Your Home Renovations To Pay For Themselves!

11
Oct

Posted by: Vince Gaetano

Whats The Difference Between Good Debt & Bad Debt...and Can It Pay for My Renovations!?

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Being Informed about the Competition and Fighting Back

19
May

Posted by: Vince Gaetano

Attractive bank ads claiming to save you thousands are not what they seem! Read the fine print!

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How to play the low-interest game

11
May

Posted by: Vince Gaetano

With interest rates at record lows – for now, at least – it’s tempting to buy as much house as affordable as quickly as possible.

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Could you pay your mortgage if you were suddenly disabled?

6
May

Posted by: Vince Gaetano

Disability Insurance is one option that can serve as mortgage protection insurance if you were disabled.

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Enjoy a dinner on us when you tell your family and friends about MonsterMortgage.ca

4
Feb

Posted by: Vince Gaetano

A testament of quality and service is your personal referral. Please tell your family and friends and we’ll reward you too, it’s that simple!

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Changes in Mortgage Rules to help Canadian homeowners

19
Jan

Posted by: Vince Gaetano

Three ways to increase the equity in your home

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Fixed Rate Mortgages Increase

18
Nov

Posted by: Vince Gaetano

Short Term Mortgage Rate Trends

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Mortgages Lost in the Cloud

2
Nov

Posted by: Vince Gaetano

"The foreclosure documentation mess isn't just a clerical problem. It erodes certainty about property rights—the key to capitalism" - Business Week

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Your mortgage could end up working for you

1
Oct

Posted by: Vince Gaetano

"A low fixed mortgage rate could become a major selling feature on your home" - Financial Post

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Stop dealing with your Bank: 3 Year Fixed Rate at 2.90%

13
Aug

Posted by: Vince Gaetano

Support the Small Lender who is saving you money!!!

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ING’s perspective on the Canadian Mortgage Market

20
Jun

Posted by: Vince Gaetano

MonsterMortgage.ca and ING discuss what direction mortgage rates will go

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When is variable better than fixed?

5
May

Posted by: Vince Gaetano

More information about variable and fixed rates

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Why variable rates are the better choice

20
Apr

Posted by: Vince Gaetano

Principal Broker, Vince Gaetano, does the math and shows why variable rates are the better choice.

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Managing Your Variable Rate Mortgage Payment as Rates Increase

30
Mar

Posted by: Vince Gaetano

Vince Gaetano, Principal Broker at MonsterMortgage.ca, is quoted in Rob Carrick's article "The end is nigh for low-interest-rate heaven" (Globe and Mail).

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4 Nominations at this year's CMP Awards

11
Feb

Posted by: Vince Gaetano

Announced yesterday, MonsterMortgage.ca has been nominated for four awards at the upcoming CMP Awards Night

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FIXED RATE FOR 10 YEARS?

28
Jan

Posted by: Vince Gaetano

The problem with 10 year mortgages, there are better mortgage strategies.

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Teachers Branches Out - FinancialPost.com

8
Jan

Posted by: Vince Gaetano

Vince Gaetano quoted in article in the Financial Post

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Refer your friends and family to the Gaetano Team!

1
Jan

Posted by: Vince Gaetano

A testament of quality and service is your personal referral. Please tell your family and friends and we’ll reward you, it’s that simple.

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Take advantage of our FREE MORTGAGE REVIEW

1
Jan

Posted by: Vince Gaetano

Review your mortgage with the Gaetano Team!

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Avoid Becoming an "Orphaned Homeowner"

7
Dec

Posted by: Vince Gaetano

Mortgage Lenders ask federal government to back special billion-dollar fund

Article from GlobeInvestor.com

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"Dodge says rates can stay low through 2015" - Globeinvestor.com

4
Dec

Posted by: Vince Gaetano

Food for Thought from Vince Gaetano and GlobeInvestor.com

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Response to TD Canada Trust Rate Increases

23
Sep

Posted by: Vince Gaetano

Vince Gaetano elaborates on an article by Rob Carrick in the Globe and Mail titled, TD rate boost: Should customers cheer or jeer?

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Get the Facts - Episode #5

Get the Facts - Episode #5

8
Jun

Posted by: Vince Gaetano

Fixed vs. Variable - Have a Plan

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